Grinding

Apologies for mild radio silence.  Am deep in the throes of prepping for the CFP Retirement Planning exam.  I thought, "Oh, I know about 401ks and IRAs," but not like a professional, nosirree Bob.  Many layers of learning to do. Am summoning levels of discipline I haven't touched since studying for my PhD writtens, and at least then I was reviewing Pushkin, Gogol, Dostoevsky, good stuff, as well as some fairly boring stuff.  But at least the arc of literary history and evolution has a pretty clear general trend to it.

Finance is different.